• Your Information is your own and you decide who will have access to it.
• You maintain ownership rights to Your Information, even if there is a business transition or policy change.
• You may add, delete, or modify Your Information at any time.
• YourInvestmentExpert.com will not update or modify Your Information without your permission.
• YourInvestmentExpert.com will not sell, exchange, or otherwise share Your Information with third parties, unless required by law or in accordance with your instructions.
• YourInvestmentExpert.com does not send spam, maintain spam mailing lists, or support the activities of spammers.

Information Collection and Use  - YourInvestmentExpert.com Members - Your Information.

When you join YourInvestmentExpert.com’s Investment Club you provide us with “Your Account Information, each described in detail in our application form (together, “Your Information”).

Your Account Information:

Your name and your e-mail address are required by YourInvestmentExpert.com in order to provide you with information about our services. YourInvestmentExpert.com will also ask you to provide a private password and a security question and answer, which will become part of Your Account Information.

This information is stored on YourInvestmentExpert.com’s secure servers and is not shared with any outside parties. If you forget your password, you will be asked to go on the YourInvestmentExpert.com Website, answer your security question and create a new password. A confirmation e-mail will be sent to the registered e-mail address you specify. No plain text passwords will ever be passed through e-mail.

Additionally, we may use Your Account Information:

• For license reporting and assessment of service levels;
• To better understand on an aggregated basis how our products are used, gauge traffic patterns and determine what types of content and services are most popular with users of our products and services;
• To verify access rights to content, services or software;
• To provide you with information about our products, services, news and events through the Software, the Site or e-mail;
• To allow you to purchase and download our products and services; and/or
• To provide you with personalized content programming, instructions and services.

We may allow Members who list you in their own “Contact Lists” and/or who know your e-mail address to know whether you are also a Member. Members may disable this capability through the Software preferences.
Also, for members ordering other products and services included in our product-line, we may also collect credit card and billing information to complete the request. YourInvestmentExpert.com does not permanently store this information and the information is removed once the transaction has been completed.

Opt-out Users—“Permanent Opt-out Information”/Deinvestment request

Non-members may elect to permanently opt-out from receiving YourInvestmentExpert.com’s Update Request e-mails sent by YourInvestmentExpert.com-members. When you register for permanent opt-out, you provide us with a validated e-mail address at which you no longer wish to receive YourInvestmentExpert.com’s Update Requests. If necessary, we will send you an opt-out confirmation e-mail to the address you enter. You must respond to that e-mail to complete the opt-out process.

This information will only be used to honor your opt-out request and not be shared with any third-party.

but please note that deinvestment at any level is not allowed as funds are collected into as a poll and invested into a specified High Yielding Investment project as a team and such project and investment cannot be terminated half way becuase of just one investor.Please note that this is an high yield investment and high risk private investment club.if for any reason an investor can wait for payout due to be paid but it turn out to be intimidating or threatening the integrity of our investment club we shall have for choice than to return the initial investment amount plus 10% only or plus interest rolled over.
Opt-out users may change or delete their information by contacting YourInvestmentExpert.com at support@yourinvestmentexpert.com.

Limited Data Sharing with Third Parties.

YourInvestmentExpert.com is committed to protecting your privacy. We will only share Your Information with third parties in accordance with your instructions and in order to provide you specific services. In addition, we use a credit card processing company to bill members for premium services. This business partner does not retain, share, or store any personally identifiable information except to provide this service and is bound by a strict confidentiality agreement which limits their use of such information.

We may share aggregated and anonymous demographic information with our business partners but no such information can be linked directly to Your Account Information, or other personally identifiable information.

Although we will use every reasonable effort to preserve your privacy (and that of your contacts), we may need to disclose Your Information, including personally identifiable information, when required by law if we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on us and/or the Site (see “Government Authority” below for more information). We will notify you of such actions where reasonable and permitted by law.

Personally Identifiable Information of Others (Your Contact List)

Your Information may include contact and other personal information in Your Contact List for individuals who have not joined YourInvestmentExpert.com’s Investment Club or who are otherwise not YourInvestmentExpert.com Members. YourInvestmentExpert.com is committed to protecting the privacy rights of these individuals. Your Information will be used in accordance with your instructions and will not be shared with any third-parties without your permission.
We may receive requests from certain individuals to remove their personal information from Your Contact List, usually as the result of their failure to recognize you as a known contact upon receiving information about YourInvestmentExpert.com. In such event, we may encourage them to contact you directly or, as a courtesy, we may also contact you on the behalf of such parties to inform you that:

• such individual does not recognize you as a contact;
• such individual does not wish to provide you updated contact information; and/or
• such individual would like to be removed from your local address book; and/or
• further Update Requests to such individual may be reported as abuse to support@yourinvestmentexpert.com and may result in your removal from the Service.

We will not alter or remove any information regarding such individuals from Your Contact List without your prior consent.

Rights to Your Information

You have the right to access, correct, update, and/or delete Your Information at any time. You can do so by by logging into the Site with your username and password.

You will retain these rights even in the event of a business transition (see “Change of Ownership or Other Business Transition” section for more information).

Changes to your information are typically executed immediately. For example, if you delete your account, your account immediately becomes inaccessible and all Your Information within your account is completely removed from the YourInvestmentExpert.com Servers.

Change of Ownership or Other Business Transition

In the event YourInvestmentExpert.com goes through a business transition, such as a merger, acquisition or the sale of all or substantially all of its assets (a “Business Transition”), your membership in the YourInvestmentExpert.com Network and the YourInvestmentExpert.com servers containing Your Information will, in most instances, be part of the assets transferred. In such event, you will be notified via e-mail and/or through a notice on our Web site and any other appropriate methods prior to the Business Transition, and YourInvestmentExpert.com’s custody of Your Information will be transferred subject to all the terms and restrictions in this Privacy Policy.

Following a Business Transition,YourInvestmentExpert.com or its successors will continue to use Your Information in accordance with the Privacy Policy under which the information was collected. If, however, we plan to use Your Information in a manner different from that stated at the time of collection we will notify you via e-mail and/or through a notice on our Web site and any other appropriate methods. You will have a choice as to whether or not we use Your Information in this different manner. Whether or not you wish to have Your Information used in this different manner, you will retain ownership rights to Your Information and the ability to delete Your Information at any time. Please note, if you have deleted or deactivated your account with the Services or are an opt-out User, then you will not be contacted, nor will Your Information be used in this different manner.

Cookies

In order to improve the Services and the Site, we use “cookies” when you are logged into the Site using your e-mail address and password. A cookie is a piece of data that is transferred to your browser by a Web server and can only be understood by the server that gave it to you. It functions as your computer’s identification token and enables yourinvestmentexpert.com to personalize your experience when you are signed in to the Site. The cookie also contains your e-mail address so that we can make it easier for you to sign in. If you reject the cookie, you may not be able to sign up for some of the Services or use certain features of the Site.

Most browsers are initially set to accept cookies. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether to accept it. (For some Web pages that require an authorization, cookies are not optional. Users choosing not to accept cookies will probably not be able to access those pages.)

While YourInvestmentExpert.com uses cookies to enable you to use the Services and the Site, and our Web servers automatically log the Internet Protocol (“IP”) address of your computer, YourInvestmentExpert.com does not use this information to identify you personally except to provide you with the features of the Services.

Log Files and Backups

Like most Internet services, we use log files, both on the client and server side. The data held in log files includes your IP address, browser type, e-mail application, Internet service provider (“ISP”), referring/exit Web pages, computer platform type, date/time stamp, and user activity. YourInvestmentExpert.com uses server log data to analyze trends, administer the Services and the Site, and improve service levels. IP addresses are not tied to any Personally Identifiable Information.

The Software has associated log and temporary files that are stored on your local hard drive and on YourInvestmentExpert.com’s servers. These files store Your Account Information, your permissions, preference settings, system notifications as well as other data necessary to operate the YourInvestmentExpert.com Network. Your Information resides locally in the e-mail application you designate to work with the Services and the Software, as well as on YourInvestmentExpert.com’s servers, unless you have chosen to disable the ability to view Your Contact List and PIM Information on the Site.

Note that even if you have chosen to disable this capability, whenever you choose to send an Update Request e-mail to a designated recipient, that recipient’s contact information will need to be temporarily copied to YourInvestmentExpert.com servers (i.e., this information is necessary to send the Update Request).

As soon as the Update Request has been processed, that information will be deleted from our servers. Your Information may also exist temporarily within regularly performed server backups. YourInvestmentExpert.com retains backups for a period no greater than 30 days before deleting them.

Member Communications

We may send all new Members confirmation e-mails verifying the ownership of the e-mail addresses provided in Your Account Information. We also communicate with you to provide requested services and in regard to issues relating to your account.

Members may occasionally receive information on YourInvestmentExpert.com’s products, services, news and events. Out of respect for your privacy, we present you with the option to not receive these communications. You may change your current setting by modifying your Account preferences using the Site.

On rare occasions it is necessary to send out a strictly service-related announcement which is not promotional in nature. This announcement may notify you of changes to the Privacy Policy and/or Terms of Service Agreement, as well as planned service suspensions and outages. Generally, you may not opt-out of these communications, though you can deactivate your account. These notifications will generally be sent to a validated e-mail address for your account.

Links

The Site contains, and the Software may present, links to other sites. Please be aware that YourInvestmentExpert.com is not responsible for the privacy practices of such other sites. We encourage you to be aware when you leave the Site or otherwise link to other sites, to read the privacy policies of each and every site that collects personally identifiable information. YourInvestmentExpert.com’s Privacy Policy applies solely to information collected by the Services, the Software or the Site.

The Site also contains links to YourInvestmentExpert.com’s Community Forums. This Forum provide interactive venues for members and others to learn more about YourInvestmentExpert.com, receive support from other members, and send us feedback. To use this venue, you need to be a YourInvestmentExpert.com member, in order to post to these sites.

If you use a bulletin board or chat room on this site, you should be aware that any personally identifiable information you submit there can be read, collected, or used by other users of these forums, and could be used to send you unsolicited messages.

We are not responsible for the personally identifiable information you choose to submit in these forums

Children’s Privacy

YourInvestmentExpert.com is committed to protecting the privacy needs of children and we encourage parents and guardians to take an active role in their children’s online activities and interests. YourInvestmentExpert.com’s Services, Software and Site are not intended for and may not be used by children under the age YourInvestmentExpert.com of 18. YourInvestmentExpert.com does not knowingly collect information from children under the age of 18 and YourInvestmentExpert.com does not target its Services, Software and Site to children under 18.

Government Authority

You should be aware that, as with all legal contracts, our Terms of Service and this Privacy Policy could be amended, terminated or modified without the consent of you and/or YourInvestmentExpert.com by judicial proceeding, court order, in connection with bankruptcy or other insolvency proceedings, or pursuant to other government action. When reasonable and lawful, we will notify you if this occurs.

Security and Confidentiality

• If you forget your password, you will be asked to go on the YourInvestmentExpert.com Web site, answer your security question and create a new password. No plain text passwords will ever be passed through e-mail.
• The Services use Secure Socket Layer (“SSL”) for all client-server communication using Your Information.
• Your Web-based access to Your Information is protected by an encrypted password. We recommend that you do not disclose your password to anyone.
• Additionally, Your Information resides on a firewall-protected server that only selected YourInvestmentExpert.com personnel have access to via password. YourInvestmentExpert.com strives to prevent unauthorized parties from viewing Your Information.
  
  

Changes to the Yourinvestmentexpert.com Privacy Policy

If we change the Privacy Policy, we will post the new Privacy Policy on the Site with a link from the Site’s homepage, so that you are always aware of what information we collect, how we use it, and under what circumstances—if any—we disclose it. Any substantive changes to the YourInvestmentExpert.com Privacy Policy will be posted 30 days prior to taking effect.

We will use Your Information in accordance with the Privacy Policy under which the information was collected. If, however, we plan to use Your Information in a manner different from that stated at the time of collection we will notify you via e-mail and/or through a notice on our Web site and any other appropriate methods and you will have a choice as to whether or not we use Your Information in this different manner. Whether or not you wish to have Your Information used in this different manner, you will retain ownership rights to Your Information and the ability to delete Your Information at any time. Please note, if you have deleted or deactivated your account with the Services or are an opt-out User, then you will not be contacted, nor will Your Information be used in this different manner.

 

 

Yourinvestmentexpert.com/Referral/Agent/Commission Fees

Please be inform that before remmitance to your bank account as a member/investor your due payout investment which is done within 7 to 9 days or maximiumly 30days after confirming your cash withdrawal form plus bank you wish your payout is remitted of the initial payout date on your certificate, we charge 5% for processing fee(C.O.T on our account,other processing fees which sum up this 5%),5% VAT charged on our account,12% for charity foundation of choice,and 8% for our service charge.total charged amount on your due payout will be 30% on any of our 3 investment packages or options.

Contacting Us

If you have any questions or suggestions regarding the Privacy Policy, please contact us by e-mail to support@yourinvestmentexpert.com